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Business Funding Has Gone Easy for Everyone


There was a time when the majority of the people didn’t get financial aid from any banks or money lenders. But currently, a financial trend has changed. You can get financial aid from small finance companies. What is the source of small finance funds? The key sources are credit unions and banks. They provide such loans to individuals and partners. Today even the housewives establish their business through cottage industry. Women are skillful in nature. For example, some women are good in stitching, whereas others can make excellent pickle at home. Some women open their own beauty parlor as their hobby. You must follow some truths while applying for small business money:

Vital facts for small business funding application

Every individual makes mistakes. It is advisable to know the mistakes on time and fix it. You should avoid some factors while smearing for small business funding. Following are few points to consider.

Not paying the increased amount –

Sometimes people have a trend of not paying the sum that has increased. For example, if you have taken a loan and the semi went higher due to increase in tax and vat. People avoid excess amount. This is an unhealthy practice. The lenders will put a negative impression.

No scope for credit advance –

There are some emergency situations at your business establishment. For example, you suddenly need to repair your office room. If you don’t have cash at that time, it will be very difficult. You need to take out the credit in advance.

You have to be very careful while applying for the loan for your small business. You need to care about many things while applying for the loans s that it will not get rejected in any case.

Negligence of own credit –

Firms dealing with funds have become fairly elastic today. But, it is always better to keep yourself flawless. If you have the credit card, make the payment before the due date on a regular basis. This will be a plus point for you when the lenders evaluate your financial statements. But, sometimes you end up will no repayment of credit card bill. You must avoid it. Otherwise, it will provide bad influence on a financial profile.

Business and personal finances mix up –

The lending institutions will be eager to know your business success. Whether you are in loss or gain is what they will find out. Now if you mix both personal and business finances, they won’t get the proper idea. Your case may be rejected. One of the common mistakes, which many individuals make, is mixing up of personal finance and business finance. But this is not the right step to get a good deal for your small business.

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Source by Jordan James

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It’s the Right Time to Start a New Business


Business Opportunities

2020 has been a different year for everyone. The pandemic has impacted jobs and businesses all over the world. The world has updated itself, and you need to make use of this. This is a difficult time for everyone, but this is also the best time to provide you with ample business opportunities.

The influx of internet users has opened up a whole new dimension of small businesses that you can try yourself. People have been locked in their homes, which has offered you the chance to make the most out of it. Home services and remote businesses have become massively popular, and it is not very difficult to get started.

You can make use of the internet and social media to turn your knack into a profession. For example, if you are good at cleaning, you can start a home cleaning service, or if you are a good writer, then get started by working as a freelance writer. These businesses are not entirely new ideas, but the market is booming at the present moment.

As you may have already realized, the two examples mentioned above do not require much investment and just a small amount of effort to reach out to potential customers. So if you are looking for business opportunities, this is the perfect time for that.

Easy to Start a New Business

The internet has already widened our horizons, and anything can be turned into a business easily now more than ever. You can turn your YouTube or Facebook page into a business account with a simple click. There are endless opportunities for turning your services and talent into a full-scale profession.

If you are good with editing videos and content, you can easily get hired as a freelance editor for different content creators. Considering the sheer amount of content creators on social media, that is not a bad prospect at all. These are some common examples; if you spend some time on the internet and social media, you might have realized that practically anything can be turned into a small business now. So if you have always wanted to start a new business, this is the year to do so.

Small Businesses

The idea that you need established foundations and sources to start your own business is obsolete now. Small businesses are getting more attention than some of the established ones. People are more inclined towards new businesses for variety and attention to customer satisfaction. This is a very encouraging scenario, especially if you have the means to get started with your own business.

Small businesses are the best option for your career right now. There has been a paradigm shift in the population worldwide, and self-controlled ventures and enterprises are being given more importance to promote innovations and creativity. The timing is perfect as the internet helps you out with practically any information you need. So do not hesitate anymore to start your entrepreneurship journey.

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Source by Nigunim Stark

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Doing Business in Multiple States


During the incorporation process, you may hear terms such as, “foreign corporation”, “foreign LLC” or, “qualification” depending upon the type of entity that is being formed. The term, “foreign”, however does not relate to another country, but rather relates to your home state. This means that if your company is formed as a corporation or limited liability company in one state, but is operating in another state, the state of operation is deemed as the “foreign state”.

This is an important feature of business compliance. To help you understand this issue, let’s tackle the concept of “Qualifying as a Foreign Entity” using the following scenario: Jane Doe formed a limited liability company called XYZ LLC in Delaware, but the business is conducted solely in Florida. In this case, XYZ is a domestic LLC in the State of Delaware and possibly a foreign LLC in the State of Florida.

Why a Foreign Entity Filing?

There are a few situations where a business owner may be required to make this type of filing, including:

  • Maintaining a brick or mortar location
  • Hiring Employees
  • Transacting business that requires special licensing
  • Deciding to file a Fictitious Name or “Doing Business As “(DBA) in another state
  • Closing on Real Estate

There are also cases where filing as a Foreign Entity will likely not be required: These include:

  • Telephone sales
  • An online business that sells goods to people in other states
  • National advertising campaigns
  • Selling through independent contractors

The Process

If you fit any of the filing criteria for a foreign entity, or you have been told to register as a foreign entity, there is a process to file.

To qualify your business, you will undergo a similar process to that of the incorporation or LLC formation. In most states, the document that is filed is called a Certificate of Authority or Foreign Registration. As with any state applications, there are filing fees, which can range from $25 to $750. In most states, there are additional documents that must accompany the Certificate of Authority or Foreign Registration. The documents consist of either a Certificate of Good Standing and/or a Certified Copy of the Articles of Incorporation or Certificate of Formation from the home state. The Certificate of Good Standing will demonstrate that your business is in good standing and that there aren’t any outstanding fees.

A Registered Agent is required when you file as a foreign entity. Most Registered Agent companies provide their services in every state, so you will be able to retain the same Registered Agent service.

Once you have secured all your documents, the Certificate of Authority, Certified Copy and/or Certificate of Good Standing, and any other supporting documentation, can be submitted to the state. Normal processing times vary from one to three weeks.

Additional Requirements

As with other incorporation or LLC filing requirements, a few states have other requirements of Foreign Corporations or LLCs. Arizona, Georgia, Pennsylvania, Nebraska, and New York require that a business advertise or publicize in a local paper that your company is now providing services and conducting business in that state. Many states also require that foreign companies and LLCs file an annual report. In a few states, you will be required to file biennial reports. Of course, there will be filing fees. To aid businesses in this requirement, many states have online portals for filing annual reports.

So now that you have a better understanding about “qualification”, be sure to conduct your due diligence. Check with any state that you plan to do business in and research their laws. A good starting point for research will always be the Secretary of State’s office.

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Source by Chantal Towles

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How To Create A Successful Work From Home Business


For the normal American, it’s consistently the equivalent. On the off chance that you need to get ridiculously wealthy, concoct a thought, something that is really one of a kind and never been idea of, at that point start a business. In any case, it’s fascinating to find that with the measure of thoughts everybody has concocted up until this point, a huge number of work at home organizations keep on falling flat. It’s not for absence of really one of a kind thoughts. Or maybe, it is basically because of the way that individuals are inexperienced with the fundamentals engaged with maintaining a work at home business.

The principal thing you ought to consider when choosing to begin a work at home business is the authoritative document, that substantial part of the business that you’ll be working under. In case you’re simply beginning, you are normally confronted with four decisions: sole ownership, organization, constrained association, as well as enterprise.

For most work at home organizations, sole ownership is the most clear decision. All things considered, all things considered, the individuals who need to take part in a work at home business need opportunity and autonomy not managed in their past occupations.

Instructions to Succeed in a Work at Home Business

In case you will be fruitful in business, one of the fundamental characteristics you should create is a tight hang on your consumptions. Try not to squander your beginning up capital on ruffles, for example, an amazing customer facing facade office, costly goods, and corporate legitimate expenses. An a word of wisdom is to not buy whatever doesn’t profit for you or ensure your venture.

The beneficial thing about work at home organizations on sole ownership is that you can contribute all that you have without the requirement for an enterprise to secure your speculation. You’ll have all the security you need from the property arrangement of the Federal Bankruptcy Act. By this demonstration, your family unit assets, individual effects, for the most part your vehicle, and even a bit of the value of your home can’t be detracted from you.

In any case, as a sole owner or accomplice of a work at home business, you’ll be liable to tax reductions, much equivalent to when you despite everything held down a salaried or hourly paid activity. The thing with an organization is that, as it is regularly publicized, you can control your pay so as to save money on charge dollars. This is especially genuine with enterprise laws despite the fact that the IRS for the most part dislikes this training.

At the point when you choose to join your work at home business, you’ll be dependent upon various downsides also. These by and large incorporate higher state charges, stricter laws concerning the activity of your business, progressively expand bookkeeping techniques, and lawful papers that are required each time you make a significant move with your work at home business.

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Source by Jayden Harris

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How to Start a House Cleaning Business on a Tight Budget


“If you use Emotion and Love to drive your sales and your business, you will create Loyalty Beyond Reason. And I promise you, you will build relationships and enjoy a business that exceeds beyond your wildest expectations”

First of all, before you decide to start your cleaning business, make sure this kind of work is right for you. You will need to be in good physical condition. Cleaning is very hard strenuous work. You will need to have good customer relation skills. You will need to have basic office skills and some accounting skills.

If you are planning on leaving your full time position to start a cleaning business, make sure you have at least six months of savings. Or keep your full time job and start out part time.

Research all the aspects of the cleaning service business. From customer service to advertising, taxes, employees, insurance and bonding, what to charge and how to clean a home professionally. Cleaning your own home and cleaning professionally is totally different. Learning how to clean professionally takes a lot of time. When a client pays for your services they expect to come home and find their home spotless.

Getting those first clients takes time, persistence and patience. You will not get a hundred clients overnight.

Obtaining Those First Clients The hardest part of starting your own cleaning service is obtaining those first clients. Most clients want to know how long you have been in business and want references. The best thing to do is let clients know that, yes, you are new to the business but that you have thoroughly researched all aspects of the cleaning business and assure them that you know what you are doing and that you are quit capable of cleaning their home to their specifications. Be confident. I can’t stress this enough. Clients love to see confidence. It relieves their worries and lets them know that their home is in good hands.

References: To get a few good references when starting out, ask some friends or family members if you can clean their home for free or at a discounted rate. The sound of working for free may not be appealing but it will be worth it to get some good testimonials.

When cleaning those first homes, go for quality, not how fast you can clean the home. Cleaning efficiently takes a long time, but you will get to the point where you can do a thorough cleaning in a short time. After cleaning make sure you go back and double check all rooms to make sure you didn’t miss anything. Impress those first clients and word of mouth will spread soon.

Advertising Your company image is everything. Before you start advertising, decide what image you want to portray on your advertising material. Your image is very important. Be consistent with all your advertising. If you have a logo be sure to use it on all your advertising materials. I think it is best to have a website developed before you start advertising. When advertising, stick with the same logo and colors.

Advertise in Local Paper: Start by running a text ad in your local newspaper. Try to come up with an eye catching ad. Do not sell your services on low rates, sell your services on your quality of work and what you can do for the client that other companies don’t. There is a lot of competition in the cleaning service. You have to stand out from the rest.

Magnetic Signs or Lettering for your Vehicle: Having your business name and contact information on your vehicle is a great way to advertise. We use the vinyl lettering. The lettering looks much more professional than the magnetic signs.

Flyers: You can print nice flyers on your home computer, but I would suggest investing in some professional flyers. Hang flyers at Hair Dressers, Laundromats, Restaurants, Bakeries, Grocery Stores, etc. Put flyers on car windows at local groceries stores and businesses. You can even go door to door in neighborhoods you would like to work in. You cannot put them in mailboxes. but you can put them in the front door.

Door Hangers: Door hangers are a great way to get new clients. Pick the neighborhood you would like to work in and hang the door hangers on the doors. When people get flyers or ads in their mailbox they usually throw them away with the junk mail. But if there is a door hanger on the door they will take the time to look at it.

Business Cards: Start passing out your business cards to friends and family members. You can also ask your local businesses if you can leave some cards on their counters.

Referral Program: A great way to obtain new clients is through a referral program. Offer existing clients a discount when they refer a friend. You can give your existing clients a discount when the friend uses your services three times.

Website: These days people live very busy lives so they use the convenience of the internet to shop for the services they need. A lot of working women will shop for services while at work. Everyone that has a business should have a website. It shows clients that you are serious about your business and allows them research your business in their own time.

Cleaning Products: By using all natrual products, you can offer your clients a healthy cleaning experience and protect ourselves against harsh chemicals. Clients love the natural cleaning products with essential oils. They come home to a healthy clean home filled with the wonderful scents of aromatherapy essential oils.

Tip: Always carry hand sanitizer and wash your hands often while cleaning homes. Wear gloves when cleaning bathrooms. You will be exposed to a lot of different germs in clients homes.

Remember most customers prefer that you bring your own cleaning supplies. That way they do not have to worry about going to the store for cleaning supplies before you clean. Some customers have special cleaners for certain appliances or floors in their houses. These customers usually will have these cleaners on hand for you to use. We almost always use the customers vacuum cleaner. That way you do not have to carry a heavy vacuum from house to house.

What to Charge I mentioned earlier that you should sell your services on your quality of work and not your low rates. If your rates are too low, clients will think that your work is sub-standard and that you are not experienced. Also you want to attract the clients that can afford your services. I made the mistake of pricing my work too low when I first started out. Cleaning is hard work, charge what you are worth. As the old saying goes “You get what you pay for.”

Some companies charge by the hour, some charge by the room, some charge a flat rate per home and some charge by the square foot. I think it is better to charge by the home, not by the hour. If a client knows they have to pay one set fee, they don’t care if you take 2 hours or 5 hours. Also your clients will know what they are paying up front and won’t have to worry about added expenses.

No two houses are the same. And there is no set charge for all homes. You have to clean for awhile yourself to get some experience and to work out a system to clean efficiently. Only you know what you want and need to make. Decide what you need to make hourly to cover all expenses and still make a good profit.

A word of advise: Make sure when you start your company that you charge what you would charge if you had employees. Some people make the mistake of under charging when they start out just to get customers and then later on when they grow and need to hire help they aren’t making enough money on their houses to pay help. Don’t under price your work. Cleaning homes is very hard physical work and you didn’t get into this business to work for nothing.

New Construction Cleaning If you decide to do this type of work you will need more equipment. You will need ladders, window cleaning kits with long extensions, a shop vac, etc. These types of jobs are usually 2 to 3 person jobs. New construction cleaning requires a lot more cleaning. You may have to remove stickers and labels from windows and bathroom showers, sinks and toilets. Some require that you clean the vents to remove dust from construction work. There will be ceiling fans to clean, scrubbing floors, and cleaning woodwork to remove dust. New construction cleaning rates depend on the area you live in.

Insurance and Bonding. You need to be an honest person and somewhat personable. People will need to trust you to be in their homes. Most clients are concerned about having someone new in their house, with good reason. You should be bonded and fully insured. Liability insurance rates depend on your insurance carrier and where you are located. Each person you hire will increase your liability insurance. It’s well worth the cost. You can pay quarterly or yearly. You can purchase your bond through your local insurance company. You will need to renew the bond every year. *Note: if you hire employees and cover them under your insurance, they must be an employee on payroll and not a sub-contractor. If you employ them as a sub-contractor your insurance will not cover them. If they are a sub-contractor they are required to carry their own insurance. You

Hiring Help If you start out cleaning the homes by yourself, you will eventually get to the point where you need to expand your business. Start out with one part time employee. Train her and let her take your place one day a week. Then have her take your place 2 days a week and so on. This will give you the free time that you need to market your business and obtain more clients. After you get more clients you will be able to hire more part time help. Eventually you will be able to stop doing the cleaning yourself and just run the business end, which is the only way you will be able to grow your business. When training new employees, always, either train them yourself or have a lead person train them. Make sure there is a lead person on each and every cleaning job. Employees have a tendency to slack off when they are on their own.

Growing Your Business You will eventually get to the point where you have enough employees and lead people and you will be able to stop working in your business and start running your business. You will find that after awhile it will get to be too much trying to clean everyday and at the same time giving estimates, answering calls, scheduling, doing book work, obtaining new clients, etc.

Remember one of the most important qualifications for a cleaning service is TRUST. A client has to know they can trust you alone in their home. After you acquire a few cleaning positions ask the clients if you can use them for a reference. Most of the time they are more than willing to let you use them for a reference. This is how you build your business and acquire new clients is through referrals. Be dependable. Most clients will want to be set up on an every week or every other week schedule on the same day of the week. Try to always keep this same schedule unless the client asks you to switch to another day. If you have to cancel a cleaning date, make sure you try to reschedule at the earliest possible date to make up the cleaning.

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Source by Patti Page

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What Is Your Business Structure for the New Year?


There are basically only two tools that are needed to start and build a business online.

First you need a PAGE BUILDER. This is tool that allows you to create pages that can funnel people seeking your services into a device that allows the collection of data (primarily a name and email) so contact and connection can be made to create a relationship that eventually leads to sales.

Also, an AUTO-RESPONDER is needed to create lists and organize your contacts to send out information to huge groups automatically enlarging the number of people one needs to reach to conduct and grow a business.

With these two components in hand the following actions can be accomplished:

1. Make a decision which niche the business is going to serve and which problem or problems need to be solved. There should be a lot of thought and analysis put into this step in order to continue in the right direction and to be successful.

2 The next thing to get done is to build a lead magnet… this is a page that allows for the collection of basically a name and an email. In get someone to give you the name and email you make a free offer that entices them to action. This free offer should be full of valuable content. It could be a video, a book, something of value that will meet a need of your potential customer.

3. Drive this traffic (contacts, trade, business, customers, people) to the lead magnet. This can be done in a lot of different ways and you can be creative in how this is done. I got this information from a colleague that presented all these ideas on a live video seminar to people in the same affiliate business as her and she invited us to invite all our contacts. This was a win-win approach. Videos, free and paid ads, social media posts, email marketing, networking are a few ideas to drive people to what you have to offer in your lead magnet. Think outside of the box.

4. Provide value regularly. Send your list an email every day. Connect with them continually. Offer them value and show them that what you provide will give them a lot of value worth all the time. Then when you offer products they will see that you are giving them something way more valuable than the cost of your products.

5. Finally, make a sale. With 20% of your customers, just make the sale. They are ready. Your offer provides more value than the cost… it is a win for both your customer and you.

This is a brief outline of how to get your business up and running.

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Source by Bill Feaver

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