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Breast Reconstruction & Health Insurance Options

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Thousands of women are diagnosed with breast cancer each year and often,the cancer cannot be eliminated by a lumpectomy. Breast cancer or trauma to the bust can damage your self image and self-confidence. If you have had breast cancer or other accidents that have altered the shape of your breasts, a plastic surgeon can help rebuild your bust and help you regain a sense of symmetry and proportion to your body.

Recent technological advanced in reconstruction procedures provide many options for women facing mastectomy.The reconstruction process can involve the use of saline or silicone implants as a prosthesis, or even the body’s own tissues from the abdomen. Before your surgery, be sure to discuss the reconstruction technique with your surgeon and determine which option suits you best.

Understanding the cost of the procedure is very important, because costs can vary based on the experience of the plastic surgeon as well as the geographic location of the surgery. The costs include the fees paid for the surgeon, hospital costs, anesthesia, prescriptions, any special clothing or dressings need, medical tests or x-rays.

Even though the fees for surgery can be expensive, you should always choose a reputable plastic surgeon who has had considerable experience in the field or breast procedures and fulfilled adequate training requirements. Ask to see his track record of success in plastic surgery.

If you are recovering from cancer and need reconstructive surgery, much of the fees should be covered by your provider. Many surgeons offer financing plans to help alleviate some of the costs. Consult your plastic surgeon and your health provider to determine if your procedure is covered by your plan.

The Women’s Health and Cancer Rights Act of 1998 was established to provide coverage to women whose health plans are not required by state law to cover the costs of breast reconstruction. Women who have questions about financial coverage of reconstruction procedures should call their health provider, the Department of Labor, or their State Insurance Commissioner’s office.

The 1998 Federal Breast Reconstruction Law states that all health insurance companies must cover reconstruction of the breast during a mastectomy and surgery and reconstruction of the other breast to produce a symmetrical appearance, breast prostheses and treatment of complications from mastectomy, such as chronic swelling. In addition, many states have their own unique laws which explain what is covered during a mastectomy.

Before the surgery, it is very important that you determine whether insurance will cover your surgery fees. You certainly do not want to be surprised by any unanticipated costs. If you have health insurance, the carrier should pay for your procedure. If you do not have insurance, you should talk to your surgeon and the hospital about negotiating a discount rate. Many are also able to qualify for health insurance under state Medicaid program or other health-coverage programs for low- and moderate-income individuals.

Many women opt for reconstruction surgery after other procedures, not having to do with a mastectomy. However, you should investigate whether all of the fees are covered by health insurance. If not, you may have to pay out of pocket. Make sure you talk to your health insurance company as well as your doctor to understand what fees are covered, and understand the risks of having the surgery.

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Source by Abigail Aaronson

Remember the Simple Business Ideas?

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With a lot of hype and a lot of people working to find the great new way to achieve any kind of success in the internet marketing realm, simplicity is often forgotten and the tried and true methods that have made people millions of dollars are avoided for the latest and greatest thing. Things like Article Marketing, buying and selling website, AdSense, PPC and of course, finding the products by becoming an affiliate.

Article Marketing

Article marketing is one of those simple business ideas that doesn’t cost any money to start. Anyone can start article marketing with a little effort. If you have the slightest ability to research information for your keywords and content you can write and if you can write, you can submit articles to platforms like EzineArticles and article king with a back-link that provides some quality traffic. All it takes is the product you’re selling, time to write, some research for your keywords and the patience to submit. This can be repeated for different article sites and different products and depends entirely on your ability to create content that sells.

Buying & Selling Websites

Buying and selling websites are still one of the ways to make the most money with a small investment. Sites like Flippa and buysellwebsites.com are some places that provide a platform to sell your site for 12x the current income it’s making. If you already have a site that’s been up and running for a few months and has some income, this could be an option for you.

AdSense

AdSense is still making tons of money for a lot of people and with a few WordPress applications and added SEO in a variety of niche markets, you could provide a website that offers quality information and generates some traffic then you can gain a massive consistent return on your efforts. If you understand this process, you have found a continuous way to make large amounts of cash on the internet.

PPC

This one is for people who have a lot of start-up income and just want to invest in something that’s going to make a return. PPC or pay-per-click, is a way for people to make a lot of unlimited income by buying traffic and referring them to the website that pays you for a sale. This is mostly playing with numbers all the time and doing a lot of diligent work with keyword research.

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Source by Terri J Mills

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Some Useful Tips On How To Start A Small Catering Business

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Since a lot of people love to eat, many entrepreneurs view this is an opportunity for them start a business that can be quite profitable. However, setting up and opening a restaurant or food truck can be an expensive and time-consuming venture. If your heart is into succeeding in the food industry but don’t want to go through the hustle and bustle of opening a restaurant or food truck, starting a catering business may be your best option.

The good thing about opening a small catering business is that you can operate one right in the comfort of your home. This means you won’t have to spend more money on buying certain cooking or baking equipment and wares since you already have the basic items or even everything you may need for this venture.

To make sure that you are on the path to starting a small catering business the right way and to ensure its success, there are certain useful tips you can follow. These tips include the following:

Make sure you meet the local health and safety codes for home-based catering. Although you are not opening a restaurant, you still need to apply for and get a business permit or operating license. Learn about the process of getting one and the different health and safety codes that you will have to meet or pass as well.

Create a list of all the equipment and wares you need and make sure you have them. The equipment, wares, and supplies you will need for your kitchen will depend on your type of operation. If you plan on cooking your food at the venue’s kitchen for a particular event, you will only need the most basic commercial prep supplies in your home. The same principle will also work if you will be cooking from a mobile kitchen or creating a temporary kitchen at the event sites. In such instances, you will need mobile coolers or refrigeration units, basic kitchen supplies, steam table pans, kitchen work tables, disposable catering supplies and food carriers. You will have to invest in cooking equipment like a fryer, convection oven, and range (if you don’t have them yet) if you will not be using a temporary or mobile kitchen for the events you are catering. Since you are just starting, you can rent other items such as chafing dishes, catering display items, and table skirts. Once your business is going well, you can consider buying these items to save money in the long run by reducing your rental costs.

Invest in catering software. Using the right software for catering can help you a lot in keeping track of and managing your business. Catering software can help you quickly and effectively calculate your costs. It will help you become more organized with all the tasks and information that you need to manage since this will provide you a platform where you can document contacts, data, budgets, team schedules, activities, etc. Finally, with this software, you can come up with and present your clients with professional and impressive proposals.

Finally, work on getting clients for your catering business. Using catering software can already help you out in getting clients. Aside from this, come up with a solid marketing strategy, capitalize on your low profile (ie. sell your business as providing “the best homemade comfort food”) and offer tastings so that you can win some clients.

Learn more about optimizing the right catering software and other useful tips to have a successful catering business here.

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Source by Sasha Marin

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